That is why you have webspace to handle backups. With professional hosting the host will have a backup of your backups so your doubled up on your files.
If I was to do a mod I'd ask my host if I could backup to my site. That and burn it to cd every major milestone.
I'm running Serial RAID and mirroing my harddrive so I dont loose info in another crash. Take as many percautions as you can.
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